GLP Retirement Roadmap
A free resource from GLP Financial Group
🧭 Your MPSERS Retirement, Mapped Out

"I don't know anything about MPSERS or how to plan my retirement...
where do I start?"

Right here. This is a complete, judgment-free roadmap that walks any Michigan public school employee from your very first day on the job all the way through retirement — one simple topic at a time.

Why is this free?

Good question — you deserve a straight answer.

GLP Financial Group has been helping Michigan public school employees plan for retirement since 1969. Most educators never get a plain-language walkthrough of a system that directly shapes their paycheck and their future. We built this roadmap because we take our motto seriously: Educate the Educators.

There's no login, no hidden pitch, and no obligation. If at some point you'd like to talk with a real person about your specific situation, GLP advisors are here for that — but that's entirely your call, and entirely separate from anything on this roadmap.

1969The year GLP started helping Michigan educators plan for retirement
Educate the EducatorsOur motto — and the entire reason this roadmap exists
$0What this roadmap costs you, from Step 1 to the last topic
The Full Roadmap

40 Questions. One Minute Each.

Every topic below answers one real question, in plain language, in about a minute — that's the whole idea behind the GLP Retirement Minute. Work through them in order, or jump straight to whatever's on your mind.

01🧩 What Plan Am I In?
● Start Here Which MPSERS Plan Am I In? Interactive tool
Coming SoonHow Do I Find My Plan in miAccount?1-minute read
Coming SoonWhat Are the MPSERS Benefit Structures?1-minute read
Coming SoonWhat Changed for Employees Hired After July 1, 2024?1-minute read
Coming SoonCan I Change My MPSERS Plan?1-minute read
02🗓️ When Can I Retire?
Coming SoonWhen Can I Retire?GLP Retirement Minute
● Live What Does "Vested" Mean? GLP Retirement Minute
Coming SoonHow Many Years of Service Do I Need?GLP Retirement Minute
Coming SoonWhat Is My Earliest Retirement Date?GLP Retirement Minute
Coming SoonWhy Does My Hire Date Matter?GLP Retirement Minute
03📊 How Much Will I Get?
Coming SoonHow Much Will My MPSERS Pension Pay Me?GLP Retirement Minute
Coming SoonHow Is My Pension Calculated?GLP Retirement Minute
Coming SoonWhat Is Final Average Compensation?GLP Retirement Minute
Coming SoonWhat Is the Pension Multiplier?GLP Retirement Minute
Coming SoonCan I Estimate My Pension Myself?Calculator tool
04💰 Where Does My Money Go?
Coming SoonWhere Does My MPSERS Money Go?GLP Retirement Minute
Coming SoonWhat Comes Out of My Paycheck?GLP Retirement Minute
Coming SoonHow Much Am I Contributing?GLP Retirement Minute
Coming SoonWhat Is a Defined Benefit Pension?GLP Retirement Minute
Coming SoonIs My Pension Guaranteed?GLP Retirement Minute
05🏥 Healthcare in Retirement
Coming SoonWhat Happens to My Healthcare When I Retire?Video
Coming SoonDo I Get Health Insurance for Life?GLP Retirement Minute
Coming SoonWhat Is the MPSERS Premium Subsidy?GLP Retirement Minute
Coming SoonWhat Is the Personal Healthcare Fund?GLP Retirement Minute
Coming SoonHow Do I Know Which Healthcare Benefit I Have?GLP Retirement Minute
06🏛️ Social Security
Coming SoonWill I Get Social Security?GLP Retirement Minute
Coming SoonHow Does Social Security Work With MPSERS?GLP Retirement Minute
Coming SoonDoes My MPSERS Pension Reduce Social Security?GLP Retirement Minute
Coming SoonWhat Is the Social Security Fairness Act?GLP Retirement Minute
Coming SoonWhen Can I Start Social Security?GLP Retirement Minute
07📉 The Retirement Income Gap
Coming SoonWill My Pension Replace My Paycheck?GLP Retirement Minute
Coming SoonWhy Does Retirement Income Usually Drop?GLP Retirement Minute
Coming SoonWhat Is the Retirement Income Gap?GLP Retirement Minute
Coming SoonHow Much Income Will I Need in Retirement?GLP Retirement Minute
Coming SoonWhy Does Starting Early Matter?GLP Retirement Minute
08💼 Supplemental Retirement Savings
Coming SoonWhy Do I Need Savings Beyond My Pension?GLP Retirement Minute
Coming SoonWhat Is a 403(b)?GLP Retirement Minute
Coming SoonWhat Is a 457(b)?GLP Retirement Minute
Coming SoonDo I Need a Supplemental Retirement Account?GLP Retirement Minute
Coming SoonShould I Save Pre-Tax or Roth?GLP Retirement Minute